• KevonLooney@lemm.ee
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    5 months ago

    First of all, you said it was at least $2K before (and never mentioned the whole family). So why should I believe that it’s actually $1400?

    Second of all, I literally just looked it up and a basic UnitedHealth plan for 4 people in Beverly Hills, CA was $329 (with no subsidies). If what you say is true, you must live in a terrible place with no healthcare options. It’s not normal.

    • Ensign_Crab@lemmy.world
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      5 months ago

      First of all, you said it was at least $2K before (and never mentioned the whole family). So why should I believe that it’s actually $1400?

      Oh, so now $1400 < $2000?

    • flatpandisk@lemm.ee
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      5 months ago

      Because I have the receipts when Atena hit my card monthly until we cancelled.

      CA does not represent the rest of the USA. CA is near if not the most top state in the USA for medical coverage, very progressive except maybe shy of Virginia. Hell they even negotiated insulin down to normal levels since they threatened to open the our insulin production.

      And you are correct the healthcare market place for last year had two options, Blue Anthem and Aetna. My state sucks so much….

    • flatpandisk@lemm.ee
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      5 months ago

      Oh also the 2k is assuming an increase for 2024. 2022 my premium for the same crappy Bronze plan was around 950, then jumped up that much to 1400 in 2023 when one the insurance companies pulled out of our states healthcare market.

      For a silver plan, lower deductibles etc (3500), you can almost double the crappiest Bronze plan premiums. So 2,000 - 3,000 premiums wouldn’t be a surprise before subsidies. Also if you aren’t familiar with the subsidies those are calculated based an a certain income. So if you put down a range (55k/yr) and let’s say you got a raise at the end of the year ($62k) it may disqualify you and boom you owe an extra 7k during tax time. Happened to my dad.

      The best thing to happen was getting employer backed insurance but now our insurance is tied to our employer, yay for employer latitude.