Income based repayments such as SAVE calculate your payments as a percentage of your disposable income. This means it can be as low as $0 per month if you happen to be unemployed for even a short time. Interest still accrues, but doesn’t capitalize with SAVE. This can result in a “significant” balance.
Man… I remember having fond memories of it. Plus, sort of a Christmas flick. So come winter break, I turn it on for my eight year old. I get to cooking dinner and about 45 minutes in, he’s shaking from it. He slept in our room for the first time in years that night. And the next night. And the next.
Literally just told his mom he’s still scared of gremlins. This will be one of the parenting regrets.