Overall, pretty good considering it’s low price. It is a bit quirky, kind of like running Linux on a laptop 15+ years ago. Hardware support is somewhat lacking because it’s all pretty new. That said, the default Manjaro that ships with it works pretty well out of the box. It struggles a bit with video conferencing, in my case, roll20. It can play Minetest and Supertuxkart on minimum settings.
The only reason to use a Traditional IRA and not a normal brokerage account is so you can backdoor it into a Roth IRA. Since you can’t make Roth IRA contributions when you are above a certain income limit, but you can roll over a Traditional IRA into a Roth IRA, this let’s you avoid taxes on the growth of the account.