Could be, but they would still be required to pass tests to prove their hormones are in the appropriate range, just like cis women have to do when tested for doping with testosterone.

If there’s any real debate to be had, it’s along the lines of male hormones and penises. Should either be present in a place which essentially only exists for the purpose of keeping those things out?

They are. Every sporting governing body I’m aware of requires trans women to be on hormone therapy for a minimum of 2 years before they can compete in the women’s category. This is completely in line with the medical community’s research into how long it takes before the benefits of being biologically male are counteracted by the hormone replacement.

The debate has been had in the medical community and has been resolved. Now random people who never gave a fuck about women’s sports before think they should have input when they have no qualifications, just because they have prejudices.

I no longer buy cereal because it has become way too expensive for the low nutritional/satiety value. Sorry, Kellogg, you’ll have to do better if you want to convince people to eat more cereal.

Oh fun. $330k for a 500sqft shack that is partially collapsed. The only info on the listing states the lot will need to be scraped, so basically that is the cost of an empty lot.

Going out a bit further, you can find a couple of houses around $350k that are liveable. They are 700-900 sqft and 0-2 bedrooms.

How high are you OP?

A while back I applied with the USPS and got called in for an interview. It wasn’t a real interview, but more of a presentation on all the required next steps to be hired (there were at least 20 of us in the room). I ended up getting a different job before my start date, but if you were able to do all the steps by the deadline the job was yours.

That is the example that OP referred to in their question

Go for daily walks in nature.

Do yoga

Play a recreational sport that interests you

Read (I guess that’s still consumption)

Write

Volunteer for a cause you care about

NGL - this is one reason I am on the fence about having kids.

Wow. That sounds like terrible management. If you don’t know what your employees are doing for an entire year, you are failing at your job as a manager.

Glad to hear you got out.

This is pretty niche, but I’m in a casual curling league and nearly everyone is over 40. Everyone there is super welcoming and friendly.

Asking where you are from is pretty normal conversation, especially if you have a noticeable accent. Asking where your parents/grandparents/etc are from is less common. Are you by chance not-white? Sometimes these sorts of questions have a race element to them

I’m a big fan of the Kroger butter chicken sauce. It’s gotten pretty expensive so I don’t buy it as often as I used to, but I think it’s super tasty. I usually throw it together with some mixed frozen vegetables and rotisserie chicken served over rice. It basically takes as long to cook as it takes the rice cooker to finish the rice.

My 97 year old grandma spent Christmas in the hospital with COVID and congestive heart failure. I’m honestly shocked she isn’t a part of this statistic.

Probably not related to the extremely high rates of micro plastics found in bottled water recently…

/S

New one dropped in September. Get it if you’re able

General retirement advice is to contribute 15% total to your retirement account. Since your employer adds 12%, you should contribute a minimum of 3%.

As for your coworkers advice, it may or may not be valid. Contributing to your 401k or a taxable account, both allow you to invest your money. The 401k comes along with tax advantages. Assuming you are making Traditional contributions, then you are saving taxes at the marginal tax bracket (potentially 22 or 24%). If you contribute enough to drop your MAGI to the 12% bracket, then the tax benefit is much less. You can still contribute to Roth, which means you can withdraw that money tax free in the future but you have to pay taxes on it now.

Another thing to consider is the fees in your 401k. Since you are limited to the options provided, sometimes fees are quite high. If you don’t have any options that cost less than 1%, you likely are better off investing your money elsewhere.

Finally, you get into the really personal part of personal finance. What are your goals? Do you have short/medium term goals that you would prefer to save this money for? For instance, if you want to save up for a down payment for a house in the future, putting that money in a 401k is a bad choice. Do you have a comfortable emergency fund to pay for unexpected expenses? Do you have high interest debt to pay off?

A good resource is this flowchart from r/personal finance: https://imgur.com/u0ocDRI

Not unless I’m intentionally thinking about them.

However, I do have some difficulty differentiating between memories and dreams that I recall from my early childhood.

Here are three examples of memories I have from a very young age. One is confirmed real by my parents. One as far as I can tell is physically impossible so must be a dream. And the third I have no clue if it is real or a dream.

1. Shortly before my 3rd birthday, we moved. I remember getting bored while the moving truck was at our house so I rode my tricycle to the next door neighbors and hung out with the old lady and her dog until my mom realized I was missing and yelled at me for wandering off without telling her. (This one really happened)

2. We were at the mall to meet my dad for lunch at the food court. As we got onto the escalator, I remembered I was able to fly and flew through the mall (it was similar to swimming but in air instead of water). (Obviously this had to have been a dream but it feels just as real of a memory as the first one).

3. As long as I can remember, when we drove anywhere as a family, my spot was behind the driver’s seat and my sister’s spot was behind the passenger seat. I have a vivid memory/dream of it being reversed but my sister saying we should switch spots. My mom said ok and we switched to the standard positions. Nobody remembers this so it may have been a dream (and I would’ve been extremely young if it was real).

You should wait for the statement to pay your spending instead of covering it same day. Otherwise it’s not reported to the credit agencies and it looks like you have no activity on your card.

Also, generally speaking some fluctuation from month to month is to be expected. I wouldn’t worry too much about 10 points in either direction.

We took the dogs to run around at a park before the festivities. We were definitely the only people there.